Mortgage Broker, Australia-Wide
Same lender for years? Worth a second look.
We compare your loan with options from a panel of 40+ lenders, explain them straight, then handle the paperwork through to settlement.
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan.
- 5.0 on Google · 21 reviews
- 40+ lenders, banks to specialists
- By phone, evenings included
60-second loan check
Is it time to review your loan?
4 quick questions. No numbers needed, and nothing is stored or sent.
Prefer numbers? Mortgage Quote →
40+ lenders. One broker. Start to settlement, and every year after.
Your bank only shows you its own loans.
We compare options from 40+ lenders, from the big banks to specialists.
Investing? Borrowing power varies between lenders.
We compare how lenders treat rental income, existing debts and loan structure. General information only.
Tired of call centres and paperwork?
You deal with one broker, Daniel, from first call to settlement, evenings included. We handle the application.
Your loan doesn’t review itself.
We check in every year to make sure it still fits.
Where are you at?
Pick your path.
Fixed rate ending? Look at your options before it reverts.
We’ll put your loan side by side with options from across the panel, so you can see where you stand. Staying put is an option too.
Compare My Home Loan → InvestingBuying an investment? Lenders assess you differently.
Lenders count rental income and existing debts differently, so borrowing power varies. Structure matters too: splits, offsets and keeping debts separate. General information only.
Book My Borrowing Chat → Buying a homeFirst home or next home?
From getting finance-ready to settlement day, including first home buyer schemes.
Book My Home Buying Chat →We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan.
Something less standard? Bridging, Construction, SMSF, Self-Employed and More →
Your broker
You deal with me, start to settlement.
I'm Daniel Innes. I compare loans from a panel of 40+ lenders through my aggregator, Specialist Finance Group, from the big banks to specialist lenders.
I'll explain your options straight, our team handles the paperwork, and I check in every year after you settle. Australia-wide by phone, or face to face in Sydney.
5.021 Google reviews
Read Them on Google →Working with Daniel, has been a pleasure. I was nervous going in but Daniel made it go so smooth. Absolute pleasure working with him an will definitely recommend him
This is the second time we have used Daniel to Refinance and are very happy with the outcome he achieved for us. He made the process quite easy and less stressful in an already stressed situation. We would recommend him to anyone needing financial assistance. Thanks Daniel and My Finance Consultants👍👍
Daniel assisted us with refinancing our home loan so that we could renovate our home, we couldn't be happier with the result! Daniel and the team went above and beyond and kept us updated at all times throughout the process. We highly recommend Daniel and the team at My Finance Consultants.
Follow along
Home loan tips, most days.
Tools and guides
Do your homework, your way.
Home loan rates
Advertised rates by lender, each with its comparison rate, plus rate alerts.
See rates →Calculators
Borrowing power, repayments, refinance, offset, stamp duty, LVR, equity and more.
Open calculators →Budget planner
What comes in, what goes out and what’s left each month.
Plan my budget →Home Loans Explained
Short guides to the questions people ask before they decide.
Read the guides →Who we help
Refinancers, investors, home buyers, self-employed and more.
Find your path →How we help
From first chat to settlement, and every year after.
How it works →Questions
Common questions, straight answers.
What does a mortgage broker do?
A mortgage broker compares home loans from a panel of lenders, explains the options that may suit you and manages the application through to settlement. We compare options from 40+ lenders, from the big banks to specialists.
How much does it cost to use a mortgage broker?
We don't charge you a broker fee. Lenders pay us a commission when your loan settles, and the amount can differ between lenders. Lender fees and charges may apply, and we go through them and the Credit Guide with you before you decide.
Does a loan review mean I have to refinance?
No. A review shows you how your loan compares. You decide what happens next, and we'll explain your options, including staying where you are.
Can you help property investors?
Yes. We compare loan structure, such as splits, offsets and keeping debts separate, and borrowing power across lenders. General information only.
Do you only help people in Sydney?
No. We help clients Australia-wide by phone, evenings included, and Daniel can meet face to face in Sydney.
Find out how your loan compares.
No obligation. No pressure. Just honest answers.
We don’t charge you for our service. Lenders pay us a commission if you go ahead with a loan.
Already know what you need? Start Your Application →