Find Your Best Home Loan

Compare lenders, calculate your borrowing power, and apply online with expert Mortgage Broker support.

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Why Use a Mortgage Broker to Find the Right Home Loan

We Compare Hundreds of Home Loan Options

We compare a wide range of lenders — from the big banks to specialist providers — to find a home loan tailored to your goals.

We Help You Choose the Right Home Loan for Your Needs

We focus on finding the right loan structure for your personal and financial circumstances — both now and in the future.

We Provide a Convenient and Stress-Free Broking Service

Your Mortgage Broker manages everything from application to settlement, saving you time and hassle every step of the way.

We’ll Always Do Our Best to Save You Money

Our technology and experience help identify competitive rates and cost-saving opportunities to reduce your repayments.

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We Offer Professional Mortgage Advice You Can Trust

As accredited MFAA members, we provide expert guidance to help you make confident, well-informed lending decisions.

We Don’t Charge You for Our Mortgage Broking Service

Our service is free to you — the lender pays our commission once your loan settles — so you can access expert help at no cost.

Compare Home Loan Interest Rates

Discover How Much You Could Save by Refinancing or Switching

Compare current home loan rates from major banks and specialist lenders. See how refinancing or switching could reduce your repayments, shorten your loan term, and save you thousands in interest.

A father is sitting at the kitchen table with his two young daughters in his lap, he is researching mortgage options on his laptop.

A mortgage is the most important financial decision you can make, so you want to be in the hands of the very best in knowledge, skill & service.

With our experience in the finance industry, you’ll be able to save time, avoid confusion and improve your chances of getting your home loan approved. Our expert insights will help guide you through the process and get you to your goal sooner.

Our Simple Home Loan Process

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Step 1 — Discovery & Discussion

We start with a friendly chat about your goals and situation. This helps us understand what you’re looking to achieve and how we can help. If you’re ready to move forward, we’ll collect your financial details to confirm your borrowing position.

A purple messaging symbol on a white background, representative of the negotiation stage in the home loan process.

Step 2 — Research & Negotiation

We compare hundreds of home loan options from major banks and specialist lenders. Then we negotiate directly with lenders to secure competitive rates and the most suitable structure for your needs.

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Step 3 - Recommendation

Once we’ve identified the right options, we’ll present our recommendation — along with clear comparisons — so you can make an informed decision with confidence.

A purple submission symbol on a white background, documentation with an arrow pointing to the right, representative of sending the home loan application to the lender.

Step 4 — Application & Submission

We prepare your application, handle all documentation, and submit it to your chosen lender. You’ll be kept updated throughout the process.

A purple approval symbol on a white background, a collared wrist with a thumbs up, representative of the approval stage in the home loan process.

Step 5 — Approval

When your loan is approved, we’ll give you the good news right away! We’ll explain the approval details and next steps to keep everything on track.

A purple settlement symbol on a white background, a house with a chimney and dollar symbol at the front, representative of the settlement stage in the home loan process.

Step 6 - Settlement

We coordinate with your conveyancer, lender, and real estate agent to ensure a smooth settlement. Then it’s time to celebrate your new home or improved loan deal!

Calculate Your Borrowing Power

See How Much You Could Borrow Before You Start Searching

Estimate your borrowing capacity in just a few clicks. Our borrowing power calculator helps you understand how much you may be able to borrow based on your income, expenses, and financial goals. Get a clear picture before you start applying for a home loan.

A young couple are sitting at a table looking at their mobile phones, their facial expressions are ecstatic due to their recent home loan approval.

We work for you, not the lenders. Whatever your goals, a competitive home loan will get you there faster!

There’s a lot more to home loans than just interest rates. Lenders can be tricky, and loans sometimes difficult to understand and compare. We will work with you to find the home loan that suits your individual circumstances.

What Clients Say About My Finance Consultants

Real experiences from happy homeowners and investors

We’re proud to have helped clients across Sydney and beyond secure competitive home loans and refinancing solutions. Read what our clients say about working with My Finance Consultants and how our Mortgage Brokers made their finance journey easy and stress-free.

A happy young family at the park, the husband and wife are watching their daughter play with her dog, representative of simplifying the mortgage process and setting clients up for success in life.

Home loans can be complex. We’re here to simplify finance for you. We’ll explain things in a way that makes sense & set you up for success.

We help hardworking Australian families achieve the dream of home ownership. To us, finance is about helping you build wealth, so that you can live life on your terms. It's a journey we love sharing with our clients.

Our Home Loan Lender Panel

Access to over 40 banks and specialist lenders

We work with a wide range of trusted lenders — including major banks and non-bank specialists — to find the right home loan for your goals. With access to over 40 lenders, we’ll compare options to secure a competitive rate that fits your needs.

A home loan lender panel showing 40 different mortgage providers in Australia.
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A young happy family, they're enjoying a walk on the beach, the father is carrying his son on his shoulders whilst the mother is carrying her daughter in her arms, representative of enjoying life and their home loan journey.

Enjoy the journey. Your hopes & dreams for the future are different to the next person. We’re not just with you today, we’re here for the long haul.

After your home loan has settled, we don’t stop there. We perform regular reviews to ensure that you are always receiving the most suitable deal. In this ever changing environment, we’re committed to providing you with ongoing support.

Follow Our Latest Home Loan Updates & Insights

Stay informed with the latest finance tips and property news

See what’s new at My Finance Consultants — from finance tips and market updates to home loan insights and success stories. Follow us on social media to stay informed and inspired throughout your homeownership journey.